October 18, 2026 · Question No. 012

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Questions tagged “Conventional loans”

Every answer on the desk tagged “Conventional loans”.

  1. Question No. 004: Can I buy a house with a 620 credit score?

    Yes. A 620 credit score clears FHA's 580 bar for 3.5% down, and many lenders will consider you for conventional and VA loans too. The catch is cost: at 620 you will usually pay a higher…

    Credit

  2. Question No. 003: FHA or conventional loan: which is better for a first-time buyer?

    FHA is usually easier to qualify for if your credit score is lower or your debts are higher, and it needs just 3.5% down with a 580 score. Conventional often costs less over time for…

    Programs